monday 1:30-6:30
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
Monday, May 19, 2008
week 36 work schedule
monday 1:30-6:30
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
Monday, May 5, 2008
Week 34 Work Schedule
Monday 1:30-6:30
Tuesday 1:30-6:30
Wednesday OFF (hopefully)
Thursday 1:30-6:30
Friday 1:30-6:30
Saturday OFF
Sunday OFF
Tuesday 1:30-6:30
Wednesday OFF (hopefully)
Thursday 1:30-6:30
Friday 1:30-6:30
Saturday OFF
Sunday OFF
Tuesday, April 22, 2008
Monday, April 21, 2008
week 32 work schedule
monday 1:30-6:30
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
I may have to call in one day this week if Vogue can schedule an appointment for me to come and tour the school and talk about enrollment. I wouldnt make the appointment knowing that I have to work, but alot of scholarship applications are asking for proff of enrollment before they will give out a scholarship. I will let you know the day before if i have to call in.
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
I may have to call in one day this week if Vogue can schedule an appointment for me to come and tour the school and talk about enrollment. I wouldnt make the appointment knowing that I have to work, but alot of scholarship applications are asking for proff of enrollment before they will give out a scholarship. I will let you know the day before if i have to call in.
Monday, April 14, 2008
Basic Math
13. Steve's bank pays an annual intrest rate of 2.8 percent on savings accounts. The intrest is compounded monthly. If Steve deposits $1,000 in a savings account, how much intrest will he earn in three months?
month 1 $1000*.028= $28.00
month 2 $1028*.028= $28.78
month 3 $1056.784*.028= $29.59
total intrest= $86.37
month 1 $1000*.028= $28.00
month 2 $1028*.028= $28.78
month 3 $1056.784*.028= $29.59
total intrest= $86.37
Chapter 21 Key Concepts
2. You agree to keep your money deposited for a specific length of time in a CD.
3. Only self-employeed workers can open a KEOGH PLAN
4. When you compare a checking account statement with your check register to make sure they agree, you are RECONCILING your checking account.
5. The most common type of credit vehicle is a CREDIT CARD.
6. Credit can be costly because of HIGH INTREST RATES.
3. Only self-employeed workers can open a KEOGH PLAN
4. When you compare a checking account statement with your check register to make sure they agree, you are RECONCILING your checking account.
5. The most common type of credit vehicle is a CREDIT CARD.
6. Credit can be costly because of HIGH INTREST RATES.
week 33 work schedule
monday 1:30-6:30pm
tuesday 1:30-6:30pm
wednesday 9:30-6:30 pm
thursday 1:30-5:30pm
friday 1:30-6:30pm
saturday OFF
sunday OFF
tuesday 1:30-6:30pm
wednesday 9:30-6:30 pm
thursday 1:30-5:30pm
friday 1:30-6:30pm
saturday OFF
sunday OFF
Friday, April 11, 2008
Chapter 21 vocabulary
1. dividend- sharing of a funds profits
2. CD- you can deposit a fixed amount of money into an account
3. 401K- a specific amount of your salary goes into an account
4. Individual requirement account- a personal retirement account to which you cn put a limited amount of money.
5. keogh plan- you can invest up to 20% of your yearly earnings each year for retirement.
6. SEP- Another retirement plan
7. endorse- to sign the back of a check
8. check register- a small book for tracking your account
9. reconcile- to make agree
10. EFT- the transfer of money from one bank account to another.
11. Online Banking- lets you manage your acocunt from your personal computer.
12. Credit- a sum of money a person can use before paying it back later.
13. spplication fee- the amount of money charged to apply for a credit card.
14. down payment- a sum paid at the time of purchase.
15. finance charge- a fee based on the amount of money you owe.
16. APR- The yearly cost of the oan, expressed as a precentage.
17. Credit Bureau- AN agency that collects information on how promptly people and businesses pay their bills.
2. CD- you can deposit a fixed amount of money into an account
3. 401K- a specific amount of your salary goes into an account
4. Individual requirement account- a personal retirement account to which you cn put a limited amount of money.
5. keogh plan- you can invest up to 20% of your yearly earnings each year for retirement.
6. SEP- Another retirement plan
7. endorse- to sign the back of a check
8. check register- a small book for tracking your account
9. reconcile- to make agree
10. EFT- the transfer of money from one bank account to another.
11. Online Banking- lets you manage your acocunt from your personal computer.
12. Credit- a sum of money a person can use before paying it back later.
13. spplication fee- the amount of money charged to apply for a credit card.
14. down payment- a sum paid at the time of purchase.
15. finance charge- a fee based on the amount of money you owe.
16. APR- The yearly cost of the oan, expressed as a precentage.
17. Credit Bureau- AN agency that collects information on how promptly people and businesses pay their bills.
Review 21.3
1. Why is a credit card more convenient for everyday purchases than a loan?
- Because you can carry the card with you snd use it as needed, as apposed to a loan.
2. Why is it easy for some people to get into financial trouble when they have credit cards?
- Because a person can overuse it.
3. Why do businesses check with credit bureaus before extending credit to individuals?
- To make sure that they have a good credit history.
- Because you can carry the card with you snd use it as needed, as apposed to a loan.
2. Why is it easy for some people to get into financial trouble when they have credit cards?
- Because a person can overuse it.
3. Why do businesses check with credit bureaus before extending credit to individuals?
- To make sure that they have a good credit history.
Review 21.2
1. Why might you choose a regular account instead of a NOW account?
- Because with a regular acocunt, it doesnt often require a minimum balance and a NOW account does.
2. Why must you write the amount on a check in both numerals and words?
- so the bank can be sure that he or she is reading the amount right on the check.
3. Why is it imporntant to reconcile your check register and bank statement?
- To make sure that they match up just as they should. This is a way to better keep track of your money.
- Because with a regular acocunt, it doesnt often require a minimum balance and a NOW account does.
2. Why must you write the amount on a check in both numerals and words?
- so the bank can be sure that he or she is reading the amount right on the check.
3. Why is it imporntant to reconcile your check register and bank statement?
- To make sure that they match up just as they should. This is a way to better keep track of your money.
Review 21.1
1. Why might someone who is just starting out prefer a regular savings account to a CD?
- Because if you are just starting out, you dont know exactly how much money you are going to be making, so it wouldnt be smart to put a fixed amount into a CD.
2. Explain why you should start contributing to a retirement plan as soon as you can.
- Becuase social security, even combined with retirement plans from your employer rarely provides sufficient income for the retirement years.
- Because if you are just starting out, you dont know exactly how much money you are going to be making, so it wouldnt be smart to put a fixed amount into a CD.
2. Explain why you should start contributing to a retirement plan as soon as you can.
- Becuase social security, even combined with retirement plans from your employer rarely provides sufficient income for the retirement years.
Monday, April 7, 2008
week 30 work schedule
monday 1:30-6:30
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
Monday, March 31, 2008
Week 29 Work Schedule
Monday 1:30-6:30
Tuesday 1:30-6:30
Wednesday 1:30-6:30
Thursday 1:30-6:30
Friday OFF FOR PROM
Saturday OFF
Sunday OFF
Tuesday 1:30-6:30
Wednesday 1:30-6:30
Thursday 1:30-6:30
Friday OFF FOR PROM
Saturday OFF
Sunday OFF
Monday, March 24, 2008
Week 28 work schedule
Monday 1:30-6:30
Tuesday 1:30-6:30
Wednesday 1:30-6:30
Thursday 1:30-6:30
Friday 1:30-6:30
Saturday OFF
Sunday OFF
Tuesday 1:30-6:30
Wednesday 1:30-6:30
Thursday 1:30-6:30
Friday 1:30-6:30
Saturday OFF
Sunday OFF
Wednesday, March 19, 2008
Monday, March 17, 2008
What I worked over Spring Break
Monday 1:30-6:30
Tuesday 9:30-6:30
Wednesday 8:30-6:30
Thursday 8:00-6:30
Friday 8:00-5:00
Saturday OFF
Sunday OFF
Tuesday 9:30-6:30
Wednesday 8:30-6:30
Thursday 8:00-6:30
Friday 8:00-5:00
Saturday OFF
Sunday OFF
week 27 work schedule
monday 1:30-6:30
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
Friday, March 7, 2008
Spring Break
I am not sure of what my schedule is going to be like. I am hoping to work 8 hours each day next week, and if thats possible, then my hours will more then likley be 9:30am-6:30pm. I will post a new blog next week at home to let you know for sure what my schedule will look like.
Tuesday, March 4, 2008
spring break
I am planning on working all day during spring break, but im not sure what time June will ask me to come in, so i will post it to my blog from home next week when i know for sure.
-Ashlee
-Ashlee
week 26 work schedule
monday: OFF
tuesday: 1:30-6:30
wednesday: 1:30-6:30
thursday: 1:30-6:30
friday: OFF
saturday: OFF
sunday:OFF
tuesday: 1:30-6:30
wednesday: 1:30-6:30
thursday: 1:30-6:30
friday: OFF
saturday: OFF
sunday:OFF
Friday, February 22, 2008
Basic Math
11. Suppose you bought an exercise machine for $161, books for $36, Cd's for $32, and a watch for $45. If the state sales tax is 4 percent, how much did you spend.
161+36+32+45= $274
$274*.04=$10.96
$274+10.96=$284.96
Answer=$284.96
161+36+32+45= $274
$274*.04=$10.96
$274+10.96=$284.96
Answer=$284.96
Chapter 23 Key Concepts
2. Which of the following is NOT a characteristic of a good tax system?
C- Taxes are collected at the beginning of each year.
3. You'll have to pay additional income tax if-
A- Your employer withholds too little tax.
4. Social Security taxes are paid by-
C- Both workers and employers
5. Which one of the following benefits is NOT part of social security?
A- Worker's Compensation
6. One reason why the social security system is in trouble is that-
B- The birthrate is declining.
C- Taxes are collected at the beginning of each year.
3. You'll have to pay additional income tax if-
A- Your employer withholds too little tax.
4. Social Security taxes are paid by-
C- Both workers and employers
5. Which one of the following benefits is NOT part of social security?
A- Worker's Compensation
6. One reason why the social security system is in trouble is that-
B- The birthrate is declining.
Chapter 23 Vocabulary
1. IRS- The agency that collects federal taxes and oversees the federal tax system.
- I had to call the IRS because of an error on my W-2.
2. Withhold- to take out, money from your paychecks to pay income tax due on your wages.
- My employer withholds money to pay for social security.
3. Income tax return- a form that shows how much you earned from working and made from other sources.
- I recieved my income tax return a few weeks ago, filed for my return, and will be recieving my check on tuesday.
4. Exemption- A fixed amount of money that is excused from taxes.
- Since I am under age, and my mom is claming me, there were no exemptions on my taxes.
5. Deduction- An expense that you are allowed to subtract from your income.
- There were no deductions on my tax retuen either.
6. Work Credits- measurements of how long you've worked.
At the Children's Courtyard, my director keeps track of work credits earned.
7. Disabled Worker- someone who cannot work because of a physical or mental condition.
- A co-worker of mine had her finger smashed in the door by a child, and cannot work for a while because of it. This makes her a disabled worker.
8. Medicare- A form of health insurance benefits which are paid to people who need hospitalization or other medical care.
- At my job, an employee must be "full-time" before recieving medicare benefits.
9. Unemployment Insurance- provides temporary income to workers who have lost their jobs.
- My grandfather lost his job last year and recieved a monthly check until he found another job to replace the old one.
10. Worker's Compensation- Benefits that are paid to workers who were injured on the job and to dependents of workers killed on the job.
-My co-worker that hurt her finger, is using workmens compensation to help pay for the medical bills.
- I had to call the IRS because of an error on my W-2.
2. Withhold- to take out, money from your paychecks to pay income tax due on your wages.
- My employer withholds money to pay for social security.
3. Income tax return- a form that shows how much you earned from working and made from other sources.
- I recieved my income tax return a few weeks ago, filed for my return, and will be recieving my check on tuesday.
4. Exemption- A fixed amount of money that is excused from taxes.
- Since I am under age, and my mom is claming me, there were no exemptions on my taxes.
5. Deduction- An expense that you are allowed to subtract from your income.
- There were no deductions on my tax retuen either.
6. Work Credits- measurements of how long you've worked.
At the Children's Courtyard, my director keeps track of work credits earned.
7. Disabled Worker- someone who cannot work because of a physical or mental condition.
- A co-worker of mine had her finger smashed in the door by a child, and cannot work for a while because of it. This makes her a disabled worker.
8. Medicare- A form of health insurance benefits which are paid to people who need hospitalization or other medical care.
- At my job, an employee must be "full-time" before recieving medicare benefits.
9. Unemployment Insurance- provides temporary income to workers who have lost their jobs.
- My grandfather lost his job last year and recieved a monthly check until he found another job to replace the old one.
10. Worker's Compensation- Benefits that are paid to workers who were injured on the job and to dependents of workers killed on the job.
-My co-worker that hurt her finger, is using workmens compensation to help pay for the medical bills.
Thursday, February 21, 2008
Review 23.2
1. Why is it important to build up work credits?
- This is important because once you have built up enough credits, you can begin to recieve benefits.
2. Why is the program of benefits discussed in this section called social security?
- Because there is something called a social security benefit. This enables people to recieve a source of income after retirement.
3. What may happen to socail security by the time you retire if the system isn't changed soon?
- There may not be any social security for my generation when I retire.
- This is important because once you have built up enough credits, you can begin to recieve benefits.
2. Why is the program of benefits discussed in this section called social security?
- Because there is something called a social security benefit. This enables people to recieve a source of income after retirement.
3. What may happen to socail security by the time you retire if the system isn't changed soon?
- There may not be any social security for my generation when I retire.
Review 23.1
1. List 5 characteristics of a good tax system. Why are these features desirable?
- A tax system should be fair
- Tax laws should be clear and simple.
- Taxes should be collected at a convenient time.
- A tax system should be stable.
- A tax system should be flexible.
These features are desirable because they would make doing your taxes alot easier and the whole process could run smoothly.
2. How does the amount of money you earn and the amount withheld determine whether you owe income tax?
- Your employer determines how much to withhold by looking at the information you provide on a w-4 form. This will determine how much you owe.
3. How will understanding such terms such as exemption, dependent, and deduction help you complete a tax return?
- This will help you because you will know who and how many people you can claim on your taxes, which can in turn, help you to recieve money back.
- A tax system should be fair
- Tax laws should be clear and simple.
- Taxes should be collected at a convenient time.
- A tax system should be stable.
- A tax system should be flexible.
These features are desirable because they would make doing your taxes alot easier and the whole process could run smoothly.
2. How does the amount of money you earn and the amount withheld determine whether you owe income tax?
- Your employer determines how much to withhold by looking at the information you provide on a w-4 form. This will determine how much you owe.
3. How will understanding such terms such as exemption, dependent, and deduction help you complete a tax return?
- This will help you because you will know who and how many people you can claim on your taxes, which can in turn, help you to recieve money back.
Tuesday, February 19, 2008
Weekly Work Schedule
Monday feb 18 CALLED IN
Tuesday feb 19 CALLED IN
Wednesday feb. 20 1:30-6:30pm
Thursday feb. 21 1:30-6:30pm
Friday Feb. 22 1:30-6:30pm
Saturday OFF
Sunday OFF
Tuesday feb 19 CALLED IN
Wednesday feb. 20 1:30-6:30pm
Thursday feb. 21 1:30-6:30pm
Friday Feb. 22 1:30-6:30pm
Saturday OFF
Sunday OFF
Friday, February 15, 2008
My Career
1. If I had to pick a career today to stick with for the rest of my life, it would be cosmetology.
2. If I had to have a second and third choice, I would choose to be a massage therapist or a photographer.
3. Yes, I have researched these careers. I have looked up different information on the internet about all three and I have also looked intovarious schools for each career choice to see what they offer.
4. I know I would like to be a cosmetologist becaus I have always likeed to do people' hair, and even when I was little, I liked to play "make over" and i would do people's nails and make-up.
5. One thing I would like you to know about my career choice is that I have applied to Vogue Cosmetology school and am waiting for a reply, so this is what I am persuing as my career.
6. Yes, I have created a resume that is up to date, that I am frequently updating. I keep this on file and saved on my computer.
2. If I had to have a second and third choice, I would choose to be a massage therapist or a photographer.
3. Yes, I have researched these careers. I have looked up different information on the internet about all three and I have also looked intovarious schools for each career choice to see what they offer.
4. I know I would like to be a cosmetologist becaus I have always likeed to do people' hair, and even when I was little, I liked to play "make over" and i would do people's nails and make-up.
5. One thing I would like you to know about my career choice is that I have applied to Vogue Cosmetology school and am waiting for a reply, so this is what I am persuing as my career.
6. Yes, I have created a resume that is up to date, that I am frequently updating. I keep this on file and saved on my computer.
Tuesday, February 12, 2008
ch. 20 vocabulary
budget- a plan for saving and spending money.
record kepeing- organizing and maintaining records of your income and spending.
financial responsibility- accountability in money matters.
record kepeing- organizing and maintaining records of your income and spending.
financial responsibility- accountability in money matters.
Monday, February 11, 2008
week 23 work schedule
monday 1:30-6:30
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
tuesday 1:30-6:30
wednesday 1:30-6:30
thursday 1:30-6:30
friday 1:30-6:30
saturday OFF
sunday OFF
Tuesday, February 5, 2008
week 22 work schedule
monday 1:30pm-6:30pm
tuesday 1:30pm-6:30pm
wednesday 1:30pm-6:30pm
thursday 1:30pm-6:30pm
friday 1:30pm-6:30pm
saturday OFF
sunday OFF
tuesday 1:30pm-6:30pm
wednesday 1:30pm-6:30pm
thursday 1:30pm-6:30pm
friday 1:30pm-6:30pm
saturday OFF
sunday OFF
Monday, January 28, 2008
Week 21 Work Schedule
monday 1/28/08 1:30-6:30pm
tuesday 1/29/08 1:30-6:30pm
wednesday 1/30/08 1:30-6:30pm
thursday 1/31/08 1:30-6:30 pm
friday 2/1/08 1:30-6:30pm
saturday 2/2/08 OFF
sunday 2/3/08 OFF
tuesday 1/29/08 1:30-6:30pm
wednesday 1/30/08 1:30-6:30pm
thursday 1/31/08 1:30-6:30 pm
friday 2/1/08 1:30-6:30pm
saturday 2/2/08 OFF
sunday 2/3/08 OFF
Chapter 19 Vocabulary
Economics- The field of study that tries to explain how people produce, distribule, and use goods and services.
Economic System- A country's way of using resources to provide goods and services.
Free Enterprise- Individuals or bissinesses may buy and sell and set prices with little government interference.
Consumers- The people whp buy and use goods and services.
Producers- The companies or individuals who make or provide goods and services.
Marketplace- Where buying and selling occurs.
Gross Domestic Product- The main indicator of the condition of the economy.
Inflation- Occurs when the average prices of goods and services rise sharply.
Consumer Fraud- dishonest business practices used by peopl ewhop are trying to trick the consumer.
Bait-and-Switch- A tactic that dishonest salesmen use to lure in a costumer and try to sell them something else at a higher price.
Warranty- A guarentee that a product meets certain stadards of quality.
Economic System- A country's way of using resources to provide goods and services.
Free Enterprise- Individuals or bissinesses may buy and sell and set prices with little government interference.
Consumers- The people whp buy and use goods and services.
Producers- The companies or individuals who make or provide goods and services.
Marketplace- Where buying and selling occurs.
Gross Domestic Product- The main indicator of the condition of the economy.
Inflation- Occurs when the average prices of goods and services rise sharply.
Consumer Fraud- dishonest business practices used by peopl ewhop are trying to trick the consumer.
Bait-and-Switch- A tactic that dishonest salesmen use to lure in a costumer and try to sell them something else at a higher price.
Warranty- A guarentee that a product meets certain stadards of quality.
Tuesday, January 22, 2008
Weekly Schedule Jan 20- Jan 27
Sunday 1/20/08 OFF
Monday 1/21/08 1:30pm-6:30pm
Tuesday 1/22/08 1:30pm-6:30pm
Wednesday 1/23/08 3:30pm-6:30pm
Thursday 1/24/08 1:30pm-6:30pm
Friday 1/25/08 1:30pm-6:30pm
Saturday 1/26/08 OFF
Sunday 1/27/08 OFF
Monday 1/21/08 1:30pm-6:30pm
Tuesday 1/22/08 1:30pm-6:30pm
Wednesday 1/23/08 3:30pm-6:30pm
Thursday 1/24/08 1:30pm-6:30pm
Friday 1/25/08 1:30pm-6:30pm
Saturday 1/26/08 OFF
Sunday 1/27/08 OFF
Friday, January 18, 2008
Weekly Schedule Jan 21-Jan 27
mon 1/21 9:00am-6:00pm
tue 1/22 1:30pm-6:30pm
wed 1/23 1:30pm-6:30pm
thur 1/24 1:30pm-6:30pm
fri 1/25 1:30pm-6:30pm
sat 1/26 No Work
sun 1/27 No Work
tue 1/22 1:30pm-6:30pm
wed 1/23 1:30pm-6:30pm
thur 1/24 1:30pm-6:30pm
fri 1/25 1:30pm-6:30pm
sat 1/26 No Work
sun 1/27 No Work
Weekly Schedule Jan 6th -Jan 13th
Sun 1/6 no work
Mon 1/7- 1:30pm-6:30pm
Tue 1/8- 1:30pm-6:30 pm
Wed 1/9- 1:30pm-6:30 pm
Thur 1/10- 1:30-6:30 pm
Fri 1/11- 1:30-6:30
Sat 1/12 no work
Sun 1/13 no work
Mon 1/7- 1:30pm-6:30pm
Tue 1/8- 1:30pm-6:30 pm
Wed 1/9- 1:30pm-6:30 pm
Thur 1/10- 1:30-6:30 pm
Fri 1/11- 1:30-6:30
Sat 1/12 no work
Sun 1/13 no work
Tuesday, January 8, 2008
Week 18 Work Schedule
Monday 1/7/08 9:30am- 6:30pm
Tuesday 1/8/08 1:30pm- 6:30pm
Wednesday 1/9/08 1:30pm-6:30pm
Thursday 1/10/08 1:30pm-6:30pm
Friday 1/11/08 1:30pm-6:30pm
Tuesday 1/8/08 1:30pm- 6:30pm
Wednesday 1/9/08 1:30pm-6:30pm
Thursday 1/10/08 1:30pm-6:30pm
Friday 1/11/08 1:30pm-6:30pm
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